At Cal Willis Wealth Management, we are committed to providing you with informed perspectives to help you meet your needs and a plan to overcome your challenges. Financial Planning, Retirement & Estate Planning are the key focus to our comprehensive wealth management services. We understand that your finances are your life’s work and that whether you are saving for retirement, managing debt, or saving for your first home or planning to start a family, it all starts with having a plan in place, and executing on that plan. We begin with a deep understanding of our client’s financial priorities and then work collaboratively with each client to put into place a plan best suited to help achieve our client’s short-term and long-term financial goals. Together, we can understand our client’s needs and work to help build, manage, preserve, and transfer their wealth according to their wishes.
We believe that establishing a collaborative strategic plan by outlying your short-term and long-term goals and then executing that plan on our client’s behalf is just the start. We will work with you to prioritize your goals and create a best-fit financial plan to help get you on track to your ideal short- and long-term goals. Once your custom financial plan is in place, we will work to monitor your progress and consistently offer recommendations to your plan while adapting to your major life-changing milestones, like getting married, starting a new job, having a child or losing a loved one.
At Cal Willis Wealth Management, we start with identifying your short-term and long-term financial goals and building a plan from the ground up to get you on track to achieving them. Our planning process helps our clients plan their portfolio around their real-life goals, dreams, and needs.
At Cal Willis Wealth Management, we start your plan with a conversation. We take into account your life goals, whether they are debt management, education goals, retirement planning. We can help everyone: from college graduates who need help balancing their cost of living against their debt balance, to our clients approaching retirement concerned with protecting their financial future and standard of living, Cal Willis Wealth Management offers a full suite of financial consulting and planning services to our clients. With careful consideration of your assets, liabilities, cash flow requirements and retirement planning needs and work with you to establish financial plans best suited to your unique financial needs.
Once your financial plan is in place, we will “stress test” your investment portfolio for life-altering events such as getting married or divorced, having a child, changing your career or increased medical expenses to help you determine how likely you are to achieve your goals, and then determine the best alternate route to achieving your goals.
Financial Planning is an ongoing process of preparing for and reacting to critical financial events.
When do you want to retire? Are you approaching retirement age? Have you saved enough to cover your cost of living in retirement?
Cal Willis Wealth Management is committed to serving the needs of individuals of every age and background – whether you’re looking to retire in the next 5 years or 50, we work with our clients to determine correct time horizons while estimating expenses, calculating required after-tax returns, assessing risk vs. conservative approach, and rebalance your plan according to your evolving needs.
You should not rely heavily on Social Security to cover all your financial needs during your retirement years. A retirement plan that will give you a pathway to a financially secure retirement is based on having a bundle of various income sources best suited to meet your goals. Whether you’re looking for help executing a 401k, 403b, 457 or TSP account on your behalf or a Roth or Traditional IRA rollover, Cal Willis Wealth Management will help you develop a customized, flexible portfolio that can be updated regularly to reflect changing market conditions and retirement objectives.
Preparation of trusts and wills and the transferring of our client’s assets to their beneficiaries in a tax efficient manner is an evolving process and should be reviewed with every major life change and enacted to your specifications. Cal Willis Wealth Management will work with you and your legal counsel to appropriately allocate your assets within a well thought out estate plan which ensures that your wishes are carried out. Our client’s plans are reviewed and updated to their wishes any time there is a major life change in their family, such as a birth, death, divorce, or marriage. Changes in our client’s net worth, the composition of their estate, job status, residence, and many other factors also require a review of your estate plan.
Estate planning involves determining how an individual’s assets will be preserved, managed, and distributed after you are gone. Estate plans include making a will, setting up trusts, and allocating charitable donations to limit estate taxes, naming an executor and beneficiaries.
Securing the successful transfer of our client’s assets in their estate include houses, cars, stocks, artwork, life insurance, pensions, and debt. Individuals have various reasons for planning an estate, such as preserving family wealth, providing for a surviving spouse and children, funding children's or grandchildren’s education, or leaving their legacy behind to a charitable cause.
Our clients find comfort from knowing that they have a well-established and prepared Estate plan in place that specifically details the transfer of their assets to their beneficiaries. It gives them peace of mind.